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Better Home Loan Rates Start Here

Compare Thousands of Home Loans to find your Best Match, Fast. Unlock Low Rates and Start Saving Today!

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We can do a lot, with just a little

By answering a couple of simple questions about you, we can

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Compare Thousands of Loans Across 50+ Lenders

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Show Best Rate Options that Suit Your Needs

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Save Time, Paperwork and Stress

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Expert Lender Advice, Anytime You Need

Reduce complexity with smart tools

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Compare >7,700 loan options across 50+ lenders to find the right loan for you

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Best home loan rates

Starting from

Owner Occupied

5.88% p.a.comparison rate: 5.89% p.a.

Investment

6.19% p.a.comparison rate: 6.20% p.a.
Disclaimer: Rates based on: $600k loan | 80% LVR | P&I repayments | 25 Year Loan Term. Further conditions, fees and charges may apply.

What Our Customers Are Saying

Craggle - fantastic service - highly recommend them, very efficient, super friendly and a great saving of almost 2% on our home loan rate.

MICHAEL R - NSW

Amazing and helpful team. They make the whole process of refinancing less stressful. The team is helpful and able to give us some strategies in investing in our money at the right place. So grateful to have their support.

NATY K - VIC

After trying several different avenues to find a mortgage broker who could help us (Canstar, Joust, approaching individual brokers), we heard about Craggle and decided to give it a go. The sign up was very easy and within a couple of days we had an offer that saved us $10,000/year

JEFF R - QLD

I felt that Craggle was easy to use. quick and very friendly. Definitely recommend them to anyone.

JUSTIN B - QLD

Excellent service. Simply completed an online form and Craggle did the rest to earn me a discounted home loan interest rate. I would recommend anyone to take advantage of this service.

SCOTT M - QLD

Craggle helped us to decrease our current variable home loan rate by 1.4%, which exceeded our expectations. The registration process is simple and fast. We were impressed with the personalised service they provided, including regular email updates on the status of our request. We are extremely satisfied with the service and the results we achieve.

MARK W - QLD

WOW! Luke and the Team offer an amazing service and exceeded our expectations. The savings they realised on our home loan interest rates were incredible. Luke and the Team really do provide a "fair go for all". Mortgage holders, do yourself a favour and sign up to Craggle!

MARK B - NSW

Went to my bank, they weren't interested in negotiating a better rate. Went to Craggle after I had seen it mentioned on The Today Show and managed to get a better rate which was applied straight away. Winning!

PETE H - NSW

The absolute BEST in the business. Super personalised service. I haven’t stopped referring people.

CELIA W - NSW

Had the opportunity to use Craggle for my home loan didn’t have to do anything craggle handled everything would highly recommend

LEE J - NSW

RECOGNITION AND FEATURES

Australian Enterprise Awards - Best Mortgage FinTech Company 2025
Craggle Featured in Money Magazine
Craggle Featured as a 7News Exclusive
Craggle Featured in Australian Financial Review
Craggle Featured on 2GB - Money News
Craggle Featured on the Today Show
Craggle Featured in Australian Fintech
Craggle Featured in Mortgage Business
Craggle Featured in Capital Brief
Craggle Featured on 6PR Perth - Money News
Craggle Featured in DMARGE
Craggle Featured on 3AW Melbourne - Money News

Increase your property’s return with Hometime and Craggle

In the dynamic world of property management and homeownership, strategic partnerships can significantly enhance the value delivered to clients. A prime example of such a beneficial collaboration is between Hometime, a leading property management company, and Craggle, an innovative Australian business revolutionising the home loan market. This partnership primarily focuses on providing homeowners with robust solutions in refinancing and managing their property investments.

The Strategic Benefits of Refinancing Through Hometime and Craggle

Refinancing a home loan is a strategic move many homeowners consider to improve their financial standing. By refinancing, homeowners can potentially secure lower interest rates, reduce monthly mortgage payments, or adjust the term length of their loans. This financial manoeuvre can lead to substantial savings over time, more disposable income, and increased property equity, which are crucial benefits in today’s economic climate.

Access to Better Loan Rates

Through the partnership with Craggle, Hometime customers gain exclusive access to negotiated home loan rates that might not be publicly available. This can be particularly advantageous for property owners looking to refinance in order to invest further in their properties or manage other financial obligations more comfortably.

Streamlined Refinancing Process

Craggle’s expertise in the home loan industry complements Hometime’s property management solutions by simplifying the refinancing process. This integration allows homeowners to manage both their property and finance through a single streamlined service, reducing the usual hassle associated with refinancing home loans.

Enhanced Property Investment Returns

Refinancing can free up additional capital which can be reinvested into the property to enhance its value or expand one's real estate portfolio. Hometime’s proficiency in maximising property returns aligns perfectly with Craggle’s financial acumen, providing homeowners with a potent combination to amplify their investment outcomes.

Tailored Financial Advice

Both Hometime and Craggle understand that every homeowner’s situation is unique. The partnership ensures that clients receive personalised financial advice, focusing on optimal strategies for loan refinancing that suit individual long-term property management and financial goals.

Increased Financial Security and Flexibility

With the fluctuating interest rates and changing market conditions, securing a more favourable loan term through refinancing can offer greater financial security and flexibility. This is especially important for those managing multiple properties, as it helps stabilise cash flows and reduce financial risk.

Conclusion

The collaboration between Hometime and Craggle represents a forward-thinking approach to property management and financial planning. By combining expertise in property management with innovative loan negotiation tactics, the partnership not only simplifies the refinancing process but also enhances the economic well-being of homeowners. For those looking to refine their property investment strategies or improve their financial health through refinancing, exploring the benefits of this partnership is a promising step forward.

This partnership marks a milestone in providing comprehensive solutions that cater to the evolving needs of modern homeowners, making it an exemplary model in the property management and financial services industries.

Disclaimer: Unless otherwise specified, the opinions expressed in this article are strictly for general informational and entertainment purposes only and should not be taken as financial advice or recommendation. Views are subject to change without notice at any time.