Book Your Free Home Loan Health Check
What is a Free Home Loan Health Check?
A free home loan health check with Craggle helps you determine if your current loan still meets your needs. Our expert lenders, with decades of experience, provide valuable insights, allowing you to make informed decisions that could help you benefit from better loan features or a lower rate.
Why You Might Need a Mortgage Health Check
Review Your Current Interest Rate
In today's market, simply assuming your loan offers good value could cost you. Craggle's expert lenders can assess whether you're on a competitive rate and identify potential savings through a mortgage health check.
Refinancing Opportunities
Switching to a more competitive home loan could reduce your monthly repayments and cut down overall interest costs. However, refinancing comes with considerations like fees, and Craggle's experts help you weigh the pros and cons before making a move with a thorough loan health check.
Debt Consolidation
If you're managing multiple debts with different lenders, refinancing could help streamline them into a single, lower-interest loan. This may simplify your finances and reduce your total repayment burden. Our free home loan health check can help identify the best options.
Adjusting Loan Structure
Whether you're considering switching from a variable to a fixed rate (or vice versa),or adjusting your loan term to better suit your financial goals, Craggle's experienced lenders provide insights to help you make the right decision through a tailored mortgage health check.
Access to Better Loan Features
It’s not always just about the interest rate—your loan should fit your lifestyle. If your circumstances have changed, Craggle's experts can identify features such as offset accounts or redraw facilities that may better align with your needs, while also avoiding unnecessary fees. A comprehensive home loan health check can help ensure your loan is working for you.
Important Note: A home loan health check doesn’t mean you have to switch lenders. Craggle only recommends changes if they are financially beneficial for you.
Other Situations When a Loan Health Check is Beneficial
You should consider a Craggle home loan health check if you are:
- Thinking about increasing your home loan for renovations or other expenses
- Approaching the end of a fixed-rate period
- Looking to pay off your home loan sooner
- Wanting to reduce or lock in your repayments
- Considering purchasing an investment property
Why Choose Craggle for Your Mortgage Health Check?
- Decades of Experience: Our expert lenders have helped thousands of Australians secure better home loan options tailored to their needs.
- Access to Over 80 Lenders: We compare loans across Australia's leading lenders to ensure you’re getting the best deal, including exclusive offers not available directly to the public.
- Hassle-Free Process: We handle the paperwork and guide you through the process, making switching or adjusting your loan as seamless as possible.
- No Cost to You: Our free home loan health check is completely free—no hidden fees, just smarter choices.
Let Craggle take the guesswork out of your home loan. Get started today with a free home loan health check and see if you're getting a fair go.